Terms and Conditions

Terms of Use
The purpose of this web site is to communicate with interested users on the topic of
supporting the selling of insurance products to employers and individuals. All content
provided on and through this web site is for general informational purposes only and is not
medical advice, legal advice or any other advice on specific facts and circumstances.
Please note that changes are periodically made to this web site and may be made at any
time without notice.
By accessing this web site, you unconditionally agree to accept these Terms of
Use and Privacy Statement. If you do not agree to these Terms of Use and Privacy
Statement, please do not access this web site.
We reserve the right to change these Terms of Use and Privacy Statement from time to
time. Any changes will take effect upon posting to this web site. Your continued use of this
web site following such posts will constitute your acceptance of such changes.
Use Guidelines
The contents of this web site and materials we may provide via communications with you
are protected by copyright, and any unauthorized use may violate copyright, trademark,
and other laws. You are authorized to view and download such material solely for your own
non­commercial use, provided that you must keep all copyright and other proprietary
notices on any copies you make. You may not sell or modify the material or otherwise use it
for any public or commercial purpose. You acknowledge that you do not acquire any
ownership rights by downloading or receiving copyrighted material. UnitedHealthcare Life
Insurance Company is registered service marks of UnitedHealthcare Life Insurance
Company with all rights reserved. The Website may include these and other trademarks or
service marks of or carriers and affiliates associated with UnitedHealthcare Life Insurance
Company and all owners of these marks retain their rights.
You agree not to (i) upload or distribute Internet viruses, worms, Trojan horses, corrupted
files, or any other software or programs that may damage the operation of another entity's
computer or system, use any robot, spider or other intelligent agent to copy content from
this site, extract any portion of it or otherwise disrupt or interfere with the ability of others to
use the web site or (ii) use this web site for any illegal purpose.
DISCLAIMER OF WARRANTIES
UnitedHealthcare Life Insurance Company MAKES NO REPRESENTATIONS ABOUT
THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE
MATERIAL PROVIDED ON OR MADE AVAILABLE THROUGH THIS WEB SITE. THIS
WEB SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS AND WITHOUT
WARRANTY OF ANY KIND. WE DO NOT MAKE AND HEREBY DISCLAIM ANY
REPRESENTATIONS OR WARRANTIES, ARISING BY LAW OR OTHERWISE,
REGARDING THE WEB SITE AND ASSOCIATED CONTENT. WE CANNOT
GUARANTEE THAT MATERIAL ACCESSIBLE FROM THIS WEB SITE IS FREE OF
VIRUSES OR OTHER MALICIOUS CODE AND WE DO NOT ACCEPT ANY
RESPONSIBILITY FOR ANY DAMAGE OR LOSS CAUSED BY ANY SUCH CODE.
WITHOUT LIMITING THE FOREGOING, WE SPECIFICALLY DISCLAIM ANY
REPRESENTATION OR WARRANTY THAT USE OF THE WEB SITE WILL MEET YOUR
REQUIREMENTS OR THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY,
SECURE OR ERROR­FREE.EXCLUSION OF LIABILITY
IN NO EVENT SHALL UnitedHealthcare Life Insurance Company BE LIABLE FOR ANY
DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, SPECIAL, INDIRECT,
INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES
RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) ARISING FROM
YOUR USE OR INABILITY TO USE THE WEB SITE, OR FROM MATERIALS ON OR
AVAILABLE THROUGH THIS WEB SITE, EVEN IF WE HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES. YOU EXPRESSLY ACKNOWLEDGE AND AGREE
THAT THE USE OF THE WEB SITE IS AT YOUR OWN RISK.
Termination
We may terminate or limit your access or usage of this web site and the material at any
time without notice.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the
State of Washington.
Testimonials
The website may contain testimonials from UnitedHealthcare Life Insurance Company
customers, alliances or affiliated insurance producers. Testimonials, while authentic, are
not representative of everyone's experience and only provide information about the
individual's experiences at the time they are provided. Testimonials do not necessarily
represent typical or expected results. Testimonials may be edited for clarity or brevity. No
one has been paid to provide a testimonial. Individual experiences and results will vary.